FIRE

FIRE Calculator

Estimate when your portfolio can cover your living expenses through investment returns and dividend-style compounding.

FIRE Inputs

Current Savings

USD

Monthly Contribution

USD

Annual Living Expenses

USD

Expected Annual Return

Safe Withdrawal Rate

Max Years to Project

Yrs

FIRE Number

$1,000,000

Years to FIRE

16 yrs

FIRE reached

Passive Income at FIRE

$3,333

Portfolio at FIRE

$1,014,136

Path to Financial Independence

Portfolio value vs. your FIRE target over time

How this calculator works

Your FIRE number is annual expenses divided by the safe withdrawal rate. The chart projects monthly contributions and compound growth until your portfolio crosses that target.